Monday, March 31, 2008

I HATE MONDAYS...
Today is no exception. We tried to get funding for the pool again and got turned down again.
Not because we have bad credit, it's worse than that...
We are debt free, therefor we have NO credit! Can you believe that??!!! WTF!
We have to go in to debt to get debt! That is the stupidest thing I have ever heard!
O.K. the hubby and I do O.K. financially, that's why we are able to have all our stuff free and clear. We worked hard for it, it's ours, all the cars, the furniture and everything in our house, yep, it's all ours. We owe no one.
So now we want to put in a really nice pool and lounge area with a deck. I've done the math and we can MORE than afford it. The bank says we have to PROVE it. Ugh! That's stupid and I am without a pool....
again....
maybe we'll get some debt so they can loan us the money.
Let me ask you all, is that the dumbest thing you have ever heard???!!!

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3 Comments:

Blogger mama biscuit said...

Big Meaners! How dare they do that to you.

Have you tried a local credit union? Credit Unions are more likely to look at applicants on a case by case basis rather than basing the decision solely on your credit score.

8:30 PM  
Blogger Big Mama said...

We might just have to try my hubby's credit union... Thanks for the heads up.

8:45 PM  
Anonymous Anonymous said...

Sorry tohear you can't get a loan. A pool is a nice investment since it increases property value and of course, you can take a dip during the hot summer days.

I have a pool and its great!

Banks should be glad that you and your dh are debt free! They should see that since you have no debt, then they won't have trouble collecting the loan payments!!

Crazy crazy world we live in!!

Z.

2:43 AM  

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